Roughly 37% of Americans cannot cover an unexpected $400 expense using cash or its equivalent, according to the Federal Reserve Board’s annual report on economic well-being. Yet every day, thousands of beginners downloading their first budget app get bombarded by ads for institutional-grade market terminals like FintechZoom Pro, promising real-time market streams, high-speed squawk boxes, […]

Over 46,000 Americans reported losing more than $1 billion to cryptocurrency scams in a single year, according to data from the Federal Trade Commission. Most of those victims were not high-rolling traders. They were everyday people trying to stretch a paycheck, build a modest emergency fund, or test the waters of digital investing. If you […]